| 高收益储蓄 | 股息 率 | 年 |
|---|---|---|
| $0.01 - $99.99 | 0.10% | 0.10% |
| $100.00 - $2,499.99 | 0.10% | 0.10% |
| $2,500.00 - $9,999.99 | 0.10% | 0.10% |
| $10,000.00 - 24,999.99 | 4.16% | 4.25% |
| $25,000.00 - $49,999.99 | 4.16% | 4.25% |
| $50,000.00 - $99,999.99 | 4.16% | 4.25% |
| $100,000.00 - $249,999.99 | 4.16% | 4.25% |
| $250,000.00及以上 | 4.16% | 4.25% |
截至2024年5月1日，年度百分比收益率(年)准确. 高收益储蓄是一种支付可变股息率的分层储蓄账户, 这种情况随时都可能改变, 根据每日余额对应的分级费率，按您帐户中的全部余额计收. 该帐户只适用于新资金，这些资金是在开立高收益储蓄账户之前90天内未存入元素的资金. Existing 元素 members with savings accounts must deposit $25,000.在开立高收益储蓄帐户后的10天内，存入$ 00或以上的新资金. 现有的“元素”成员的储蓄账户合计每日余额为2,500美元.在开户前90天内存入100英镑或更少的存款，不受新存款要求的限制. Additional information for each tier: An 年 of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. 年值为4.25% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00及以上. At least one account holder must be 18 years of age. 其他资格也可能适用. Offer may be discontinued at any time. 费用可能会减少收入.
特别优惠
高收益储蓄有一个分层的利率结构，你存的钱越多，你就能获得更高的股息.
高收益储蓄 also has no fees, 这样你就既能保持账户余额，又能获得股息. 在账户里存钱或提款都是免费的.
With 高收益储蓄, you'll also enjoy:
Compare 高收益储蓄 to our other options below.
| 高收益储蓄 | 成员储蓄 | 隐匿处储蓄 | 证书 | |
|---|---|---|---|---|
| 开户 | 开户 | 开户 | 购买证书 | |
| 关键好处 |
No monthly Maintenance Service Charge |
No monthly Maintenance Service Charge |
No monthly Maintenance Service Charge 没有最低结余 |
Higher rate than most regular savings accounts |
| 一个不错的选择，如果你 |
Like to earn higher dividends on your higher balances |
Want a simple 储蓄 account to establish your 元素 membership |
Like the idea of out of sight, out of mind Want to stash some cash away for a special goal |
Want a more predictable savings balance Want to diversify your investments |
| 年 | 4.25% on balances $10,000 and greater1 | 0.20% on balances $50,000及以上2 | 0.余额$100或以上20%3 | 因期限而异 |
| 税率结构 | Tiered dividend rates that increase as your account balance grows | Tiered dividend rates that increase as your account balance grows | — | 股息率随证书期限的延长而增加 |
| Minimum Balance to Earn 股息s | $0.01 | $100 | $100 | — |
| No Monthly Maintenance Service Charge | ||||
| 最低开户余额 | — | $5 | — | — |
| 可用的术语 | — | — | — | 六个月到五年 |
| 可用的数量 | — | — | — | $1,000 or more ($500 or more if under age 18)4 |
| 没有每月不活动费用 | — | — | — | |
| Unlimited Transactions Per Month Allowed | — | |||
| 开户 | 开户 | 开户 | 购买证书 |
将资金转入您的账户有多种选择，如下:
高收益储蓄帐户每月不收取维修服务费.
For members 25 and older there is a $5 per month 活动费用 assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, 贷款, or credit card product with 元素; and deposit balances total $1,000或以下. 从第一个有足够资金支付费用的支票账户或储蓄账户中收取, 从支票开始，然后转移到储蓄，直到收取全部费用.
是的! 它很容易做你的银行和预算与元素-无论你在哪里. 我们哪个赌钱app比较好的目标很简单:为您提供最先进的数字银行体验，您可以依靠，并在所有设备上保持一致.
With 元素 哪个赌钱app比较好 and our 手机应用程序, you can:
If you already have online banking or the mobile app with 元素, 您可以在账户批准后的15分钟内看到该账户. 如果您目前没有哪个赌钱app比较好或移动应用程序与我们, 一旦您通过欢迎邮件收到您的会员号码，您就可以在线注册.
Please refer to the NCUA’s Share 保险 Estimator for details at mycreditunion.政府.
因为我们是信用合作社, we return profits to members in the form of reduced fees, higher savings rates and lower 贷款 rates.
We pride ourselves in being a trusted source for financial education. 你的财务健康专家会来到你的工作场所回答你的问题，并为你提供一对一的帮助，帮助你应对人生每个阶段的变化.
自1930年以来，我们的总部设在印第安纳波利斯，在全国信用合作社中排名前3%6. We serve members in all 50 states and 50+ countries. 您可以使用全国5000多家共享分行和全球78000多台免费atm机.
Our technology makes banking with 元素 easy. 从快速的数字应用程序到在线和移动银行，无论您走到哪里，我们都会在您身边. 我们在这里为您提供全天候会员服务，并在工作日进行实时聊天.
要在您的账户中添加、更改或删除受益人，只需填写一份 Payable on Death (POD) Beneficiary Designation Form 由所有现有业主签名.
Print and mail the form to 225 S. 东街，印第安纳波利斯300号套房，邮编:46202，或扫描后发邮件至 customerservice@btcforsms.com.
